Jivan mukti is the goal and it is emphatically pre-mortem: the gurmukh is described as liberated while still going to work. This is why the Sikh corpus spends so little time on the afterlife — heaven and hell appear mostly as figures for states of mind, and Guru Arjan says he wants neither, only the Name. It also explains the shape of Sikh funerals, which contain no journey narrative and no intercession for the dead. Where it gets argued about is whether jivan mukti is realistically available to a householder with a mortgage or is effectively reserved for the exceptional, and Sikh preaching tends to insist on the former while telling stories about the latter. The Rehat Maryada, characteristically, does not address the question at all.